Monday, December 1, 2014
Do you know what to do after an accident?
It is Thanksgiving 2014 and although everybody's planning for the upcoming holiday season my friend Hannah is seeking the help of the Hialeah bankruptcy attorney. She was hurt on a simple bumper-to-bumper car accident where she suffered a whiplash injury that did not present itself for weeks after the accident.
Thanks to the Florida legislation, who changed the personal injury protection law (PIP) as of January 1, 2013 motorist who are injured in an accident have only 14 days to seek medical help otherwise they forfeit their claim for such injuries. This legislation was passed in an effort to prevent insurance for but really call it is done is increase insurance premiums while providing fewer benefits for policyholders who are injured as a result of a car accident. It's bad enough that Florida requires drivers to carry a $10,000 PIP policy intended to cover medical expenses as a result of an accident but now if you fail to seek medical attention within the given time you will forfeit those rights. Hannah has already hired a prominent Miamipersonal injury attorney but even the lawyer said that the case is going to be a battle to her lapse in seeking medical attention.
What started as a stiff neck has now turned into a disabling pain requiring therapy and rehabilitation. These amounts to thousands of dollars in medical expenses she's not able to afford not to mention the number of days missed from work. According to the Hialeahbankruptcy attorney she has consulted it is likely she will need to file a chapter 7 bankruptcy after all of this is said and done.
It is obvious who the politicians were working for when this legislation was passed but now you know what to do in the event of an accident. Nobody how big or small there is three things you need to do. First call the police and file a report. Second, seek medical help within 14 days if you feel any type of discomfort, you suffered any type of laceration including airbag burns! And there but not least, higher the best Miami car accident attorney you can find.
According to lobbyists and insurance company leaders the legislation was designed with the intent to lower insurance fraud. This measure over time was supposed to lower insurance rates. What has happened is that we have seen a tremendous increase in rates do to the fact that people I'm now seeking medical attention as a preventative measure. This is as a direct result of the limited window insurance policies now have when it comes to medical attention as a result of a car accident. So if you are involve in at accident remember, use your phone, call 911, take pictures and call an experience car accident attorney.
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